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Essential

Advantages

  • This plan covers in-patient and out-patient inside Egypt only up to EGP 300,000
  • For speed and convenience, you can make use of a range of secure online services relating to your policy.
  • 80% cover for your medicine giving you added security and peace of mind.
  • Comprehensive hospitalization and surgical cover.

  • 24/7 customer service.
Essential
You realize that your commitments add up when your lifestyle changes. Essential plan is designed to satisfy your growing needs.
- Comprehensive hospitalization and surgical cover.
- This plan covers in-patient and out-patient inside Egypt only.

Essential Program

Essential program (Egypt Only)
Maximum annual medical coverage limit for individual 300K / 100K / 50K EGP
Geographical area for medical coverage Inside Egypt
Prosthesis and Stents Covered up to ceiling if not pre-existing
Work related accident Covered
physiotherapy Covered (inside& outside hospital) with prior approval
Cancer treatment Covered from the first day if not pre-existing
Organ transplant Not covered
Maternity Covered after 20 months waiting period :
  • 7,000 EGP for Cesarean deliveries
  • 5,000 EGP for Natural
  • 1,500 EGP for legal non-elective abortion
Road ambulances in emergency only Covered up to 600 EGP
Newly born coverage within GlobeMed Egypt Not covered
Home care Covered
Parent accommodation Covered only for up to 12 years old children.
Hepatitis (B&C) inside and outside hospital Covered if not pre existing
Heart diseases Covered if not medically pre-existing
Outside medical network Covered with 80% according to contracting prices with Cleopatra hospital
Pre-existing diseases Not Covered
Chronic disease (if not pre-existing) Covered
Guaranteed renewability Covered after two years
Morgue & last expenses ( death during treatment of a disease that is covered by this policy ) Covered up to 15,000 EGP
Labs /x-ray / one day operations 85% / 80 % covered for unlimited number of transactions
Prescribed medicines Maximum of 80 % covered up to 3,000 EGP / 2,000 EGP per year
Doctor visits cost 100% covered for 12 visits only 80% covered maximum of 150 EGP for visit (outside medical network) according to contracting prices with Cleopatra hospital
Dental treatment Covered up to 500 EGP with co-payment 25% only ( 4 acts of fillings and / or extraction )
Optics Covered up to 500 EGP with co-payment 25%
Outside medical network 80% covered according to contracting prices with Cleopatra hospital
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